For owners who pay the renewal and get back to work
You'd fight a $200 invoice. The insurance renewal goes straight on the card.
Thousands of dollars a year, on autopay. The renewal notice sits in your inbox. The schedule inside lists what you're covered for. When did someone last read it?
4 quick questions. About a minute. Duly costs you nothing.
Duly. We do your due diligence, so you can take care of your business.
No. 01The one bill
Every other bill gets a fight. This one gets the card.
You ring the fuel company about a wrong charge. You push back when steel goes up. You argue the toss on the lease.
Then the insurance renewal lands. Thousands of dollars. It goes on the card in a minute. Nobody reads past the total.
No. 02The bit nobody reads
The price is the bit you see. The schedule is the bit that pays.
The schedule is the list of what's insured. Each ute. Each machine. The shed. The stock. The amount for each.
Say something's missing. Or the amount is from years ago. A claim is paid on the list. Not on what you own now.
When the renewal goes through unread, that old list rolls over for another year.
No. 03Vero SME Insurance Index 2026
Only 42% of small businesses check what they're insured for each year.
That's from the Vero SME Insurance Index 2026. The same survey found more than a third had a claim go badly. The cover was not enough.
Building costs are up about 27% since COVID, says Howden (2025). So a shed insured at 2020 prices may not pay to rebuild it today.
No. 04Set and forget
Five policies. Five renewal dates. Not one person reading all five.
The utes renew in March. Liability in July. The shed in October.
Each one turns up on its own. Each one hits the card. Nobody lays them side by side.
So who in your business reads all five?
No. 05How Duly works
Four questions. Then one call from a licensed broker.
Duly asks you 4 quick questions about the business. We pass your answers to a licensed insurance broker who works with businesses like yours.
Then the broker will give you a call within 2 business hours. On the call, they can go through each policy and its schedule with you. You decide what happens next.
- Duly costs you nothing.
- One call from a licensed broker, no obligation.
- Keep your insurer if you like. Nothing changes unless you say so.
How it works
- 01
Answer 4 quick questions
What you do, roughly what you pay, what's changed and when you renew. About a minute.
- 02
We pass them to a licensed broker
One broker who works with businesses like yours. We text you their name.
- 03
Take one call
The broker will give you a call within 2 business hours. They can go through your schedule with you. You decide what happens next.
When does your next renewal hit the card?
Get a licensed broker on the phone before it does. 4 quick questions. No obligation.
4 quick questions
Fair questions
Your next renewal will hit the card. Who reads it first?
4 quick questions now. One call from a licensed broker. Duly costs you nothing.